Subscribe RSS Feed
Crash Market Stocks: An Introduction To This Site
Posted On Friday, September 19, 2008 at at 2:48 PM by ChrisBy definition, recession means "a contraction phase of the business cycle." Although, in early stages, most economists dodged that word by saying we were a "slowing economy," I am pretty sure that all agree that the recession is here. The plan is to hopefully put it off until the economy is back on the upswing and we can look back and call the time a recession. No one likes to admit that we are currently in one. However, I believe if you can recognize it, prepare for it, you can come out of it more successful than you are today.
Signs of the Times
We first began to feel the heat on the economy when the sub prime market fell out in early 2007. This began a ripple effect which halted the purchasing of new homes, then lead to a surplus of houses on the market, then leading to a decline housing prices throughout the country. This resulted in new housing projects to be put on hold or cancelled.
Losing equity in your house is usually the biggest influence on a person's disposable income. Hey, you've always got your house, right? When you've lost 30-50% value in your house in 2 years, you tend to tighten the belt a bit. National retailers banked on new growth areas and a booming economy to sell their inventory which they pay for after they sell.
As a result, we have retailers like Linen's & Things, Starbucks, Circuit City, Mervyn's and many more, who then make the decision to either file for Chapter 7, or close several stores to prevent bankruptcy. In 2007, commercial real estate owners should have realized it was only a matter of time until the same problems that plagued the residential market would eventually come to the commercial side. What is that problem? No Lenders.
CMBS Market
From 2000 to 2005, CMBS financing became very popular by offering new financing terms that had never been seen. CMBS can be explained by taking a group of different loans and packaging them into a bond rating (ie AAA, BBB) depending on their strength of credit. These rated bonds would then be traded on wall street and sold to investors depending on their credit rating. This in turn allowing lenders to provide very competitive interest rates and terms.
However, the underwriting standards became sloppy and banks were being loose with their lending. This in turn led to the eventual collapse of the CMBS market all together. In short, the banks were lending out AAA money to CCC properties which artificially pushed property prices into the roof. Buying buildings for $400 per foot in secondary and tertiary markets was unheard of. It became a reality.
It was only a matter of time until this bubble popped. Now with the turmoil of the banks (Lehman Brothers, Freddie and Fannie, AIG), this has stepped up the crisis one more notch. Not too mention the oil crisis, weak dollar, inflation, commodity scarcity due to global economy, and the upcoming election. All of these elements combine to provide the vehicle into maybe one of the worst economical positions the US has seen since the Great Depression.
Goal Of This Site
Knowing the signs, you can prepare for the worst, but hope for the best. Living within your means is the key. In this site, I will provide the tools, warnings, strategies, and vehicles that have helped me to weather these storms. Living in a land that promotes "free economy," we must live with a Cyclical Economy. There is no way around it. The goal is to know when the cycles are coming and change our lives accordingly.
The person recalled as soon as cheap replica rolex approach, comes with often asserted which usually only just field for the few moments, not likely intentional kill. All the colt's the new mom in the first place for the free trial, is actually replica rolex watches secured wiping crying. When prosecutor producing all the displays, all the colt's parent were not able to restrain reactions, close off most of the hearts whimper. Lu Songhua sole twenty three years. Begin as no cost month about higher educatoin institutions, with most of the credit scores to pay ones own bills, and additionally chanel replica handbags afterward came to mortgage lender to make sure you need finances right from relatives, Higher educatoin institutions Managed to graduate, the person came across an occupation located at any underwriter, still a pile of just spending eating habits, still, the person is constantly on the make ends meet. March 10 the year of 2010, comes with payable all the relatives about 8 million dollars yuan, also visa or mastercard overdraft omege replica watches beyond 10, 000 yuan won't be able to repay it, the last word customer neighborhood friends get started in Xiangqun reserve. Snatch a small number of hundred dollars pounds, to make sure you control. couple of periods as soon as discourse 1, Lu Songhua came to the conclusion to address ones own corpses. All the cousin positioned subsequently after when true assured the family, and additionally shock. When fake rolex criminal court got all the apartment for the secure, Lu Songhua is actually increased to Chongming minicab by means of handbags.
There are a lot of articles in which the writes discussing the topic of business but just few of them are beneficent and nice. custom essays one of them beneficent so we should try to write this material on a paper and save it.
Pleasant article. Think so new type of elements have incorporated into your article. Sitting tight for your next article.
thecasesolutions.com
I found this blog very useful and full of interesting information. I also recommend you to visit this page https://paperovernight.com/.
Icynene contains no CFCs. Chlorofluorocarbons were developed in the 1930s and are now the main cause of ozone depletion.
attic insulation cost
Looking forward to be learning more about the stock market. I'm just 20 and it seems really interesting.
National retailers banked on new growth areas and a booming economy to sell their inventory which they pay for after they sell.
Im glad top be able to join this group!
https://screenenclosurerepairtampa.net/
Not too mention the oil crisis, weak dollar, inflation, commodity scarcity due to global economy, and the upcoming election
visit us
Great site. Much thankful for finding this one. primopooldesigners.com/
National retailers banked on new growth areas and a booming economy to sell their inventory which they pay for after they sell. retractable awning Manahawkin NJ
Thank you for sharing this great content blog here. Keep it up! garrylittleroofing.com/
This is so amazing Thanks for posting Class Action Tracking
Tolerating essentially briefly that you're searching for a careful manual for making a game plans pipe that lovers, you've come to the best regions. Deals channels are one of the essential bits of internet progressing, Sales Funnel Development Agency Tampa
This in turn allowing lenders to provide very competitive interest rates and terms. view website
Thank you for this wonderful information get redirected here
useful reference
this page
Get More Info
see here
Interesting blog. Keep sharing. fence installation baltimore
It really is a great help. big thanks for sharing this information. https://www.lubbockfencecompanies.com/
They are simple and liberality, as able-bodied as abounding of fashion. Emergency Egress System
So how about accept Chanel black accoutrements in the online stores? french drains installation
I'm living in Frisco and these financial tips are a great help to us!
I always love this site, it is very helpful. www.echlersecurity.com/
Very well written content. Keep up the good work. home-inspection-raleigh-nc 919-301-0408
Glad to be sharing something here.
Nice post! Thanks for the share. https://www.newyorkhoopsacademy.com/
Pretty great blog. fence companies greensboro nc
Such an informative blog! Happy to visit this one. www.bathroomremodelingwichitaks.com
Awesome post! Thanks for this great share. https://www.oilbuddy.net/
Such a nice read. Thanks for sharing this! www.concretecontractorstampaflorida.com
National retailers banked on new growth areas and a booming economy to sell their services like in Delaware drywall removal and inventory which they pay for after they sell.
You have a good standard of information! Thanks https://www.applyrite.com/
Living within one's means, understanding economic cycles, and being aware of potential challenges are indeed important aspects of financial planning. If you have specific questions or if there's a particular aspect you'd like to explore or discuss further, feel free to let me know. Whether it's about financial strategies, economic trends, or any related topic, I'm here to help provide information and insights. https://www.paramountsealcoating.com
I completely agree with your take on the recession. Denial rarely solves problems, and acknowledging the situation, however unpleasant, is the first step towards navigating it effectively. While the technical definition of a recession might be debated, the impact on people's lives is undeniable.
Your blog is like a ray of sunshine on a cloudy day. Whenever I find myself feeling overwhelmed or discouraged, I know that I can always turn to your site for a much-needed dose of inspiration and positivity.
https://stonevalleymeadows.com
An introduction to the site about Crash Market Stocks provides us helpful information that we need. Also, by using the best services at this website https://roofingcontractorscheyenne.com/ we can find the results.
Thank you for the great content you shared. pool screen repair
This is awesome! Glad to check this site. Hot tub pads
I don't understand. Does it make any sense?
Regards,
Corpus Christi
Thank you for the effort you took to share this info here.